Credit Card Disclaimer

Visa SMART Card

Credit Card

APR

New purchases
17.24% to 20.99%
Balance transfers

17.24% to 20.99%

Cash advances

17.24% to 20.99%

We use an average daily balance method (including new purchases) to calculate balances. Rates effective January 1, 2024.
Apply for a Credit Card

Penalty APR
N/A

Avoid Interest
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest
N/A

Annual Fee
N/A

 

Balance Transfer Fee
2%

Cash Advance Fee
3% of the amount but not less than $5

Foreign Transaction
1% of each transaction in U.S. dollars

Late Payment Fee
up to $29.00

Over Credit Limit Fee
N/A

Returned Payment Fee
up to $29.00

Visa UNLimited Cash Card

Credit Card

APR

New purchases
19.24% to 20.99%
Balance transfers
19.24% to 20.99%
Cash advances

19.24% to 20.99%

We use an average daily balance method (including new purchases) to calculate balances. Rates effective January 1, 2024.
Apply for a Credit Card

Penalty APR
N/A

Avoid Interest
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest
N/A

Annual Fee
N/A

Balance Transfer Fee
2%

Cash Advance Fee
3% of the amount but not less than $5

Foreign Transaction
1% of each transaction in U.S. dollars

Late Payment Fee
up to $29.00

Over Credit Limit Fee
N/A

Returned Payment Fee
up to $29.00

Visa Priority Plus Card

Credit Card

APR

New purchases

19.24% to 20.99%

Balance transfers

19.24% to 20.99%

Cash advances

19.24% to 20.99%

We use an average daily balance method (including new purchases) to calculate balances. Rates effective January 1, 2024.
Apply for a Credit Card

Penalty APR
N/A

Avoid Interest
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest
N/A

Annual Fee
N/A

Balance Transfer Fee
2%

Cash Advance Fee
3% of the amount but not less than $5

Foreign Transaction
N/A

Late Payment Fee
up to $29.00

Over Credit Limit Fee
N/A

Returned Payment Fee
up to $29.00