Schedule of Fees
Community Choice Credit Union operates under the philosophy of keeping our fees as low as possible. As a member-owner of CCCU, we want you to have affordable access to the financial services you want and need.
As of November 4, 2020
Savings
* If you are age 21 or older with a balance $200 or less in a membership savings account, and with no activity of the prior year, you will be accessed a monthly fee.
Share Draft/Checking
Balance checkbook
$20.00†/hr
Check copy (requested via Credit Union)
$3.00/ea
NSF honored items
$31.00/ea
NSF returned items
$31.00/ea
Overdraft transfer from savings for a draft
$5.00/ea
Stop payment per item/block of checks
$20.00†/ea
Business Checking
Monthly account fee
$10.00
Per check fee (check written)(26 and over)
$.15/ea
Per check deposit (26 and over)
$.10/ea
Cash and coin deposit
$.05 per $100
Currency and coin order
$.10 per $100
Loose coin counting
5% of the amount
ACH for Employee Payrolls
Set-up fee
$50.00
Monthly fee
$20.00
Per item
$.20
Visa® CheckCard
ATM balance inquiries
$1.00/ea
ATM cash withdrawals
6 free, $1.50/ea
ATM deposits
N/C
Copy of sales draft
$5.00†/ea
Point of sale transaction
N/C
Replace lost or stolen card
$5.00†/ea
Replace damaged card
$5.00†/ea
Replace Image (first image is free)
$5.00†/ea
Stop payment
$20.00†/ea
Online Banking
Account history statement request
N/C
Check copy
N/C
Stop payment per item/series
$20.00†/ea
VISA® VISA® Platinum and MasterCard®
Annual fee
$0.00
Cash Advance
3.0% or $5.00 (whichever is greater)
Late fee
$15.00
Return check fee
$27.00
Sales draft copy fee
$5.00/ea
Statement copy fee
$5.00
Replace lost, stolen or damaged card
$5.00†
Replace Image (first image is free)
$5.00†/ea
Stop payment (VISA cards only)
$20.00†/ea
General Services
Account research
$20.00‡/hr
Amortization schedule
$2.00/ea
Cashiers check
$5.00
Check collection
$25.00/ea
Current transaction summary (requested via Credit Union)
$3.00/ea
Copy of past statement (requested via Credit Union)
$5.00/ea
Extra copies of 1099 or W2-P
$5.00
Paper statement fee
$2.00/ea*
Garnishments/levies
$25.00
Gift Card
$4.00
Money orders
$1.00/ea
Return deposit item
$10.00‡/ea
Return mail – 1st month no charge
$5.00/mo, 2nd month on
Convenience fee (for loan payments made by VISA/MC/Discover via phone or internet)
$5.00/ea
PayBreak – up to 30 days (loans are subject to loan officer approval – limited to three in a 12 month period: maximum of 5 times in life of closed loan)
$25.00
Prepaid Visa® Card
$8.95
Prepaid Visa® Card monthly maintenance
$4.95
Prepaid Visa® Card (reload at CU)
$2.00
Subordination agreement (for financial institution other than CCCU)
$200.00
* Members under age 18 or seniors 60+ are exempt
Safe Deposit Boxes
3 x 5 x 22
$25.00/yr
5 x 5 x 22
$30.00/yr
3 x 10 x 22
$45.00/yr
5 x 10 x 22
$55.00/yr
10 x 10 x 22
$95.00/yr
Lost key
$25.00
Drill box
See Department
Wire Transfers
Sending domestic
$20.00/ea
Sending international
$40.00/ea
Incoming
$10.00/ea
External Transfers
Failed transaction (NSF)
$25.00
Standard inbound transfer
$0.00
Standard outbound transfer
$2.00
Express inbound transfer
$4.50
Express outbound transfer
$4.50
Sent personal payment (P2P)
$0.50
Received personal payment (P2P)
$0.50
ACH
Stop payment ACH
$20.00‡/ea
Originate ACH debit from Credit Union
$2.00/item/mo
NSF honored items
$31.00/ea
NSF returned items
$31.00/ea
Coin Counting
$0 – $499.99
N/C
$500 + up
1% of amount
† Sales tax is applicable
‡ Taxable if related to share draft account
Service fees and changes are subject to change as per Credit Union policy. Service charges and fees may be subject to 6% sales tax. We reserve the right to at any time require not less than 7 days notice in writing before each withdrawal from a dividend-bearing account other than a time deposit, or from any other savings account.
